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$469,900
$256/sqft6% reduced
HOA: $800/moCDD: $3,283/yrTaxes: $6,189/yr181d on market
3 Beds|3 Baths|1,834 Sq Ft|Built 2006|1 Car Garage

Key Features

Canal FrontWater ViewFurnished
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 6% ($30,000 off original)
  • 181+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Great opportunity in the gated waterfront community of Little Harbor in Ruskin, Florida. This beautifully maintained townhome features a durable metal roof and four spacious terraces designed for year-round indoor/outdoor coastal living. The thoughtfully designed floor plan offers 3 bedrooms, 3 full bathrooms, and 1,834 sq ft of living space. The home feels bright and open throughout, with main living areas that flow seamlessly—ideal for entertaining or relaxed everyday living. The kitchen overlooks the living and dining spaces for added functionality. The primary suite provides a comfortable retreat with an en-suite bath and generous closet space. Multiple outdoor terraces create the perfect setting to enjoy water views, coastal breezes, and Florida sunsets. Located in the seaside village of Little Harbor, residents enjoy true resort-style amenities, including a secluded sand beach, waterfront restaurant with sports and tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will appreciate direct access to Tampa Bay and the Gulf with no lifts or fixed bridges. Outdoor enthusiasts can also enjoy kayaking, canoeing, and excellent fishing nearby. Conveniently located approximately 30 minutes to Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, dining, and golf courses close by. Homes offering this level of coastal lifestyle and community amenities are rarely available.

City
RUSKIN
County
Hillsborough
Zip Code
33570

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Townhouse
Living Area
1,834 sqft
Construction
Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$800 / Monthly
  • Ceiling Fans(s)
  • Kitchen/family Room Combo
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Walk-in Closet(s)
  • Window Treatments
  • Balcony
  • Rain Gutters
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Covered
  • Deck
  • Patio
  • Porch
  • In County
  • Bb/hs Internet Available
  • Cable Available
  • Deed Restrictions
  • Fitness Center
  • Playground
  • Pool
  • Tennis Court(s)
  • Fishing
  • Marina
  • Waterfront
  • Cable Tv
  • Fitness Center
  • Playground
  • Security
  • Tennis Court(s)
  • Common Area Taxes
  • Pool
Bedrooms
3
Bathrooms
3
Year Built
2006
Construction
Stucco
Flooring
Carpet, Ceramic Tile
Roof
Shingle
Garage Spaces
1
Cooling
Central Air
Heating
Heat Pump
Waterfront
Yes
Pet Restrictions
No
Lot Size
0.04 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$6,189

Association Fees

  • HOA Fee

    community first Association

    $800/ Monthly

  • CDD Fee

    $3,283/ Annually

Down Payment20% — $93,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,376
HOA Fee
$800
Est. Property Tax
$516
Est. Insurance
$157
Total Est. Monthly Cost$3,848

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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