ActivePOOL HOMEWATERFRONTACREAGENO CDD
1 / 2
$634,000
$238/sqft
HOA: $99/moTaxes: $3,526/yr91d on market

Whispering Lakes

3817 NICHOLAS CIR, TARPON SPRINGS, FL, 34688

View all homes for sale in Whispering Lakes
4 Beds|3 Baths|2,668 Sq Ft|Built 1987|2 Car Garage

Key Features

Private PoolLakefrontSingle Story1.17 Acre LotFireplace
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✨ This home matches what most buyers are looking for in this area.

Acreage
Lot Size
1.17 acres
Lot Sqft
50,787 sqft
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • 91+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

WOW, THIS PROPERTY HAS IT ALL!! Privately situated on a cul de sac in one of the most sought after neighborhoods in Pinellas County, Whispering Lakes, this house has all the key features for you...LOCATION, SIZE, VALUE, and of course, PRICE. This 4 bedroom, 3 bath, 2 car garage property has 2186 square feet of living space PLUS another 482 square foot enclosed and vented patio/porch, PLUS it sits on a 1.17 acre lot that is fenced in, and backs up to an enormous private community lake...What a spectacular lake front view! Fish or just sit and enjoy the serenity on your private step down wood deck, or lounge around the screened-in pool. The whole lot is professionally landscaped with a sprinkler system that draws from the lake, hence no big water bills. It even has a fruit bearing Avocado tree. A new roof was installed in 2017, and has an 'inside and out, no leak, transferable' guarantee. A new Rheem 4 ton dual stage high efficient full HVAC system was installed less than a year ago in August, 2025. On top of that, and to make sure the air quality in the home is the best possible, ALL new DUCT WORK in the ENTIRE HOUSE, with 19 separate drops/vents was installed last September, 2025. Breath easy...no mold! In September, 2024, a Triple Track, double pane, water proof slider was installed between the enclosed patio, and the pool. The kitchen has a separate eating area, granite counter tops, and comes complete with a new french door refrigerator, new flat top stove/oven, dishwasher, and a new, over the stove microwave. The inside laundry room includes a newer washer and dryer. There are ceiling fans in every room, and the house is totally tiled for easy maintenance. The family room features a working electric fire place that can also be used as a wood burning fireplace. This property in Whispering Lakes, is located in unincorporated Pinellas County, and is NOT in a flood zone or evacuation zone. All the schools in this area are A-rated. The Whispering Lakes community has its own park with a covered picnic area, basketball hoops, and even 2 pickelball courts. The HOA fee is only $99, and covers all common ground areas, the park, street lighting, AND 2 times a week trash pickup. There is also a recycling pickup once a week. Remember LOCATION, SIZE, VALUE, and PRICE...This OUTSTANDING property HAS IT ALL!!

Subdivision
WHISPERING LAKES
County
Pinellas
Zip Code
34688

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,668 sqft
Construction
Stucco
Roof
Shingle
Flooring
Carpet, Tile
Pool
Yes
HOA
$99 / Monthly
  • Eat-in Kitchen
  • High Ceilings
  • Living Room/dining Room Combo
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Thermostat
  • Vaulted Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Garden
  • Other
  • Outdoor Kitchen
  • Private Mailbox
  • Rain Gutters
  • Shade Shutter(s)
  • Sidewalk
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Ice Maker
  • Indoor Grill
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Water Softener
  • Corridor Access
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Washer Hookup
  • Public
  • Common Area Taxes
  • Escrow Reserves Fund
  • Insurance
  • Maintenance Grounds
  • Management
  • Recreational Facilities
  • Trash
Bedrooms
4
Bathrooms
3
Year Built
1987
Construction
Stucco
Flooring
Carpet, Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
1.17 acres
Senior Community
No
Building Elevator
No
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,526

Association Fees

  • HOA Fee

    Resource Property Management

    $99/ Monthly

Down Payment20% — $126,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,206
HOA Fee
$99
Est. Property Tax
$294
Est. Insurance
$211
Total Est. Monthly Cost$3,810

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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