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ActivePOOL HOMEWATERFRONTNO CDD
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$1,950,000
$575/sqft20% reduced
HOA: $1,250/an + $3,207/anTaxes: $21,359/yr158d on market

Bay Isles

3481 BAYOU SOUND, LONGBOAT KEY, FL, 34228

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5 Beds|4 Baths|3,391 Sq Ft|Built 1986|2 Car Garage

Key Features

Private PoolCanal FrontFireplace
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
81 ft
Dock
Yes
Dimensions
10x25
Description
Dock - Composite
Lift Capacity
10,000 lbs
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 20% ($500,000 off original)
  • 158+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

60% OWNER FINANCING AVAILABLE - Step into a private coastal sanctuary at 3481 Bayou Sound, located within one of Longboat Key’s most exclusive gated communities. Accessed through two secured gates and a guarded entrance, this residence offers a level of privacy and security rarely found. Ideally situated just moments from Publix, and within walking distance to the marina, golf course, and premier waterfront dining, the home delivers both convenience and an elevated island lifestyle. Ownership includes access to the Bay Isles Beach Club, offering private beach access on the Gulf of America, along with barbecue areas, tables, and shaded spaces, perfect for effortless, all-day beach enjoyment. Inside, soaring cathedral ceilings create a dramatic, light-filled living space. The home has been thoughtfully upgraded with new flooring throughout, a fully renovated kitchen, and new hurricane impact windows and doors. The remaining front entry and garage doors will be replaced prior to closing, completing a full storm-ready envelope. Outdoors, enjoy true waterfront living with a brand new dock and lift, providing direct access to boating right from your backyard. A rare offering combining privacy, security, and effortless luxury in the heart of Longboat Key.

Subdivision
BAY ISLES
County
Sarasota
Zip Code
34228
Community
Bay Isles

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
3,391 sqft
Construction
Block, Stucco, Frame
Roof
Tile
Flooring
Luxury Vinyl
Pool
Yes
HOA
$1,250 / Annually + $3,207 / Annually
  • Elevator
  • Living Room/dining Room Combo
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Thermostat
  • Window Treatments
  • Balcony
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Exhaust Fan
  • Freezer
  • Microwave
  • Range
  • Refrigerator
  • Electric Dryer Hookup
  • Inside
  • Cable Connected
  • Electricity Connected
  • Natural Gas Available
  • Public
  • Sewer Connected
  • Underground Utilities
  • Water Connected
Bedrooms
5
Bathrooms
4
Year Built
1986
Construction
Block, Stucco, Frame
Flooring
Luxury Vinyl
Roof
Tile
Garage Spaces
2
Cooling
Central Air
Heating
Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.23 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$21,359

Association Fees

  • HOA Fee

    Bayou Association

    $1,250/ Annually

  • HOA Fee 2

    Bay Isles Association, Inc

    $3,207/ Annually

Down Payment20% — $390,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$9,860
HOA Fee
$104
Est. Property Tax
$1,780
Est. Insurance
$650
Total Est. Monthly Cost$12,394

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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