No photos available
ActiveGATED
Virtual Tour
$320,000
$183/sqft2% reduced
HOA: $377/qu + $333/quCDD: $1,345/yrTaxes: $4,344/yr134d on market
3 Beds|2 Baths|1,744 Sq Ft|Built 2020|2 Car Garage

Key Features

Single Story
0 Views 0 Saved

💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

Schedule a Tour

Scheduling is free, cancel anytime.

Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 2% ($5,000 off original)
  • 134+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

PUNTA GORDA, FL - Welcome to effortless Florida living in the highly desirable Waterford Estates community of Punta Gorda. This beautifully maintained 3-bedroom, 2-bath home features the popular Eastham floor plan, thoughtfully designed for both comfort and everyday functionality. Positioned on a deep homesite, this property offers a large kitchen with a nice breakfast nook area overlooking the front of the home —creating the perfect setting for morning coffee or relaxed, everyday dining. The spacious front kitchen is truly the heart of the home, featuring generous cabinetry, ample prep space, quartz countertops, and stainless-steel appliances, all complemented by a bright, open feel. Pride of ownership is evident throughout, with tasteful landscaping enhancing the home’s curb appeal and a list of valuable upgrades already in place. Enjoy peace of mind with a brand-new roof (2025), plus added conveniences including screened-in front entry, screened-in back covered lanai, gutters, hurricane shutters, a water softener system, and a reverse osmosis system in the kitchen for high-quality drinking water. The primary suite is complete with upgraded shower doors in the master bath, adding a polished touch to the space. For peace of mind, this home also COMES WITH A 1 YEAR HOME WARRANTY ON THE AC SYSTEM AND ALL APPLIANCES. Beyond the home itself, a rare financial opportunity awaits—this property offers a 2.625% VA ASSUMABLE MORTGAGE FOR A QUALIFIED BUYER, a standout advantage in today’s market. Located within Waterford Estates, residents enjoy a gated community with resort-style amenities, including a clubhouse complete with kitchen, all purpose room, card room and billiard room, two resort style pools, fitness center, pickleball courts, bocce ball courts, walking path, and more. One of the standout lifestyle perks of this home is its location within a golf cart-friendly community—with access to streets that allow street-ready golf carts—making it easy and fun to cruise through the neighborhood or take a short ride toward nearby shopping, dining, and downtown Punta Gorda. This is more than just a home—it’s a smart move, a peaceful setting, and a lifestyle you’ll love!

County
Charlotte
Zip Code
33950

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,744 sqft
Construction
Block
Roof
Shingle
Flooring
Carpet, Tile
Pool
No
HOA
$377 / Quarterly + $333 / Quarterly
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Primary Bedroom Main Floor
  • Stone Counters
  • Window Treatments
  • Hurricane Shutters
  • Rain Gutters
  • Sidewalk
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Water Filtration System
  • Water Softener
  • Inside
  • Laundry Room
  • Covered
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Pool
  • Sidewalks
  • Clubhouse
  • Fence Restrictions
  • Fitness Center
  • Gated
  • Pickleball Court(s)
  • Pool
  • Recreation Facilities
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Fidelity Bond
  • Insurance
  • Maintenance Structure
  • Maintenance Grounds
  • Management
  • Private Road
  • Recreational Facilities
Bedrooms
3
Bathrooms
2
Year Built
2020
Construction
Block
Flooring
Carpet, Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Electric
Waterfront
No
Pet Restrictions
Breed Restrictions, Cats Ok, Dogs Ok, Number Limit
Lot Size
0.18 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
3
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$4,344

Association Fees

  • HOA Fee

    SWFL CAM SERVICES

    $377/ Quarterly

  • HOA Fee 2

    PRECEDENT MANAGEMENT

    $333/ Quarterly

  • CDD Fee

    $1,345/ Annually

Down Payment20% — $64,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,618
HOA Fee
$126
Est. Property Tax
$362
Est. Insurance
$107
Total Est. Monthly Cost$2,213

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

Homes Like This in Waterford Estates