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$550,000
$215/sqft
HOA: $124/moTaxes: $8,173/yr29d on market

Mills Bayou

809 TIMELESS MOSS DR, RUSKIN, FL, 33570

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4 Beds|3 Baths|2,557 Sq Ft|Built 2020|3 Car Garage
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✨ This home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Why this home stands out

  • Fresh listing — 29 days on market
  • Updated today

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This immaculate 4-bed + OFFICE/DEN, 3-bath, 3-car WATER VIEW POOL HOME is understated from the street, absolutely unforgettable from the backyard, and anything but ordinary. Enjoy all the perks of being on water without the stress, as this lot is not in a flood zone. Features abound in this sleeper hit of the neighborhood: resort-style SALTWATER pool & spa, PAVER DECK, screened lanai, over a QUARTER-ACRE lot, covered front porch, fully fenced yard with pet-friendly turf, an organic garden, irrigation system, HURRICANE SHUTTERS, modern construction throughout (built in 2020), and breathtaking (west-facing) sunset views over the community-owned waterfront park bordering Mills Bayou. The OPEN-CONCEPT layout of this one-story Santa Fe floorplan is thoughtfully designed for flexibility, entertaining, and overall effortless living. CERAMIC TILE in all wet areas, LUXURY VINYL PLANK in the primary, and plush carpet in the other bedrooms. The expansive primary suite is located away from the secondary bedrooms in this SPLIT-FLOORPLAN layout for added tranquility, and includes a large WALK-IN CLOSET and luxurious EN-SUITE BATHROOM complete with a DUAL-SINK VANITY, shower stall, and water closet. The private guest suite would be an ideal solution for multi-generational living or extended visits with its WALK-IN CLOSET and EN-SUITE BATHROOM, and the two front bedrooms are situated on either side of the third full bathroom. The Great Room connects a dedicated office/den with a welcoming living area, dining area, and a stunning kitchen that must be every chef's dream. This incredible kitchen features STAINLESS STEEL APPLIANCES, island with BREAKFAST BAR seating, commercial-style ventilation above stove, generous prep space, and a WALK-IN PANTRY. The storage space in this home is unmatched - from the abundances of closets to the oversized garage, even the laundry room has been upgraded with cabinetry! The interior of this home truly shines from top to bottom, and the exterior is no exception. The screened saltwater pool includes a sundeck, spa, and both heater and chiller for year-round enjoyment. The west-facing backyard captures stunning sunset views over tranquil water and preserved greenery beyond. Designed for beauty without the upkeep, the yard is fully irrigated, thoughtfully landscaped, and features a raised garden bed with organic soil and mulch for homegrown herbs and vegetables. Mills Bayou is a community of 50 homes, and the association owns waterfront land visible from this home. There is a fenced dog park, a park, and a dock all available to the neighborhood residents. Domino Park Boat Ramp is only a few minutes away (less than a mile) for any boating enthusiasts. This is not a “drive-by” home — it’s a property that reveals its value once you step inside. For anyone looking for quality construction, privacy, and unforgettable sunset views, this home delivers.

City
RUSKIN
Subdivision
MILLS BAYOU
County
Hillsborough
Zip Code
33570
Community
MILLS BAYOU

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,557 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Pool
Yes
HOA
$124 / Monthly
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • High Ceilings
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Thermostat
  • Walk-in Closet(s)
  • Hurricane Shutters
  • Private Yard
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Range
  • Range Hood
  • Refrigerator
  • Inside
  • Laundry Room
  • Covered
  • Front Porch
  • Rear Porch
  • Screened
  • In County
  • Landscaped
  • Oversized Lot
  • Sidewalk
  • Paved
  • Electricity Connected
  • Public
  • Deed Restrictions
  • Dog Park
  • Park
  • Sidewalks
  • Dock
  • Fishing
  • River
  • Maintenance Grounds
Bedrooms
4
Bathrooms
3
Year Built
2020
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.26 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$8,173

Association Fees

  • HOA Fee

    Mills Bayou of Ruskin HOA

    $124/ Monthly

Down Payment20% — $110,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,781
HOA Fee
$124
Est. Property Tax
$681
Est. Insurance
$183
Total Est. Monthly Cost$3,770

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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