ActiveWATERFRONTNO CDD
1 / 11
$359,900
$286/sqft10% reduced
HOA: $751/mo + $175/moTaxes: $8,243/yr127d on market
2 Beds|3 Baths|1,258 Sq Ft|Built 2006|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront
Waterfront
Canal - Saltwater
Water Frontage
25 ft
Description
Other
Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 10% ($40,000 off original)
  • 127+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to coastal living in the highly sought-after Little Harbor community! This well-appointed 2-bedroom, 2.5-bathroom townhome offers the perfect blend of lifestyle, flexibility, and income potential—ideal as a primary residence, vacation getaway, or short-term rental investment. Wake up to tranquil canal and marina views from your private lanai, where frequent dolphin sightings and breathtaking waterfront scenery create the perfect backdrop for your morning coffee. Just a short stroll away, enjoy Little Harbor's private beach and spectacular sunsets over Tampa Bay. Little Harbor is more than a community—it's a waterfront lifestyle. Residents and guests enjoy an impressive array of resort-style amenities, including a community pool, fitness center, pickleball courts, full-service marina, and access to boat and jet ski rentals. Spend your days lounging by the pool, relaxing on the beach, exploring Tampa Bay by boat, or enjoying the many recreational opportunities throughout the community. On-site dining options include popular waterfront destinations such as Hooks Bar & Grill and Sunset Grill, where you can enjoy waterfront dining, tropical drinks, and live music while taking in beautiful bay views. Important Disclosure (Updated as of March 31, 2026): The seller has submitted an application for a potential private dock, which is currently under review with the appropriate authorities. The dock is not approved, not permitted, and not constructed. Approval is not guaranteed. Buyers are strongly encouraged to conduct their own independent due diligence with the county and all applicable regulatory agencies to verify the status, requirements, timelines, and feasibility prior to purchase. Whether you're looking to generate rental income, enjoy a personal waterfront retreat, or embrace the coastal resort lifestyle, this property offers exceptional value in one of Tampa Bay's premier waterfront communities.

City
RUSKIN
County
Hillsborough
Zip Code
33570

Neighborhood

Map unavailable

Type
Townhouse
Living Area
1,258 sqft
Construction
Concrete, Stucco
Roof
Metal
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$751 / Monthly + $175 / Monthly
  • High Ceilings
  • Open Floorplan
  • Sidewalk
  • Tennis Court(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Inside
  • Floodzone
  • Cable Available
  • Public
  • Deed Restrictions
  • Fitness Center
  • Golf Carts Ok
  • Park
  • Pool
  • Restaurant
  • Sidewalks
  • Bay/harbor Front
  • Dock
  • Fishing
  • Water Access
  • Waterfront
  • Fitness Center
  • Pool
  • Tennis Court(s)
  • Pool
  • Insurance
  • Maintenance Structure
  • Maintenance Grounds
  • Private Road
  • Recreational Facilities
  • Trash
  • Water
Bedrooms
2
Bathrooms
3
Year Built
2006
Construction
Concrete, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Metal
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
No
Lot Size
0.03 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$8,243

Association Fees

  • HOA Fee

    Community First Association Management

    $751/ Monthly

  • HOA Fee 2

    Little Harbor

    $175/ Monthly

Down Payment20% — $71,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,820
HOA Fee
$751
Est. Property Tax
$687
Est. Insurance
$120
Total Est. Monthly Cost$3,378

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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