ActiveGATED
1 / 47
$329,000
$262/sqft
HOA: $620/mo + $175/moCDD: $3,282/yrTaxes: $8,152/yr13d on market
2 Beds|3 Baths|1,258 Sq Ft|Built 2007|1 Car Garage
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Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Fresh listing — 13 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

An elevated, Key West-style waterfront townhome with four private balconies on Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, where dolphins and manatees are frequently spotted and the Skyway Bridge is visible from the balcony. The open living and dining space flows to a balcony with a retractable screen overlooking the water. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. For an investor or second-home buyer, that combination, waterfront setting, walkable amenities, and a lease-ready interior, is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach with paddleboard and kayak access, a fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a gated, golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, trash, and pool and grounds maintenance, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced waterfront townhome in Little Harbor, move-in ready from day one.

City
RUSKIN
County
Hillsborough
Zip Code
33570

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Townhouse
Living Area
1,258 sqft
Construction
Block, Metal Frame, Stucco, Frame
Roof
Metal
Flooring
Carpet, Tile
Pool
No
HOA
$620 / Monthly + $175 / Monthly
  • Ceiling Fans(s)
  • High Ceilings
  • Solid Wood Cabinets
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Balcony
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • In Kitchen
  • Near Marina
  • Paved
  • Bb/hs Internet Available
  • Electricity Connected
  • Public
  • Sewer Connected
  • Water Connected
  • Clubhouse
  • Community Mailbox
  • Fitness Center
  • Gated Community - Guard
  • Golf Carts Ok
  • Playground
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Bay/harbor Front
  • Dock
  • Fishing
  • Marina
  • Water Access
  • Waterfront
  • Clubhouse
  • Fitness Center
  • Gated
  • Pickleball Court(s)
  • Playground
  • Pool
  • Recreation Facilities
  • Security
  • Tennis Court(s)
  • Cable Tv
  • Pool
  • Insurance
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Recreational Facilities
  • Security
  • Sewer
  • Trash
  • Water
Bedrooms
2
Bathrooms
3
Year Built
2007
Construction
Block, Metal Frame, Stucco, Frame
Flooring
Carpet, Tile
Roof
Metal
Garage Spaces
1
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Yes
Lot Size
0 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$8,152

Association Fees

  • HOA Fee

    Communities First Association / Christine Trimmer

    $620/ Monthly

  • HOA Fee 2

    Little Harbor Property Owners Association

    $175/ Monthly

  • CDD Fee

    $3,282/ Annually

Down Payment20% — $65,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,664
HOA Fee
$620
Est. Property Tax
$679
Est. Insurance
$110
Total Est. Monthly Cost$3,073

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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