Ruskin City Map of

Virtually Staged. NO HOA • ¼+-ACRE FENCED LOT • BOAT & RV PARKING • FLEX SPACE • MINUTES TO THE BEACH & BAY! Looking for space, freedom and possibilities? This unique 4-bedroom home sits on an oversized, fully fenced lot and offers the flexibility to truly make the property the way you want it. NEED A SECOND BATHROOM? DON'T LET THE CURRENT 1-BATH LAYOUT STOP YOU FROM CONSIDERING THIS HOME! The property is eligible for FHA 203(k) renovation financing, giving qualified buyers the opportunity to finance eligible improvements—including the potential addition of a second bathroom—into their mortgage rather than paying for the entire project out of pocket after closing. Want to update or customize other areas while you're at it? Additional eligible renovations may also be incorporated into the 203(k) loan, subject to lender and FHA requirements. Ask for details about how a renovation loan could help turn this home into exactly what you need. The oversized ¼+-acre lot is completely fenced and features secure gated boat and RV parking, a separate fenced dog run/kennel, storage shed and an expansive backyard with plenty of room to entertain, garden, play or simply enjoy the Florida lifestyle. Step inside and you'll find a surprisingly open and spacious floor plan with tile flooring throughout. The generously sized kitchen provides an abundance of cabinetry and storage, along with separate formal living and dining areas. The impressive primary suite alone exceeds 275 square feet, and the additional bedrooms offer comfortable space for family, guests or whatever your lifestyle requires. One of the home's most interesting features is the flex room with its own private gated entrance. Use it as an in-law or guest space, home office, private workspace, teen retreat, hobby room or customize it to suit your needs. Combined with the home's flexible layout and renovation-financing possibilities, there is tremendous potential here to create something uniquely yours. Several major improvements have already been addressed: A/C replaced in 2025, water heater in 2024 and the entire duct system replaced in 2021. The metal roof has also been inspected and was reported to have 10+ years of remaining useful life. The home is connected to city water and sewer. Home is currently vacant and unfurnished. Select listing photos have been virtually staged and/or digitally enhanced to showcase the potential use, layout, and design possibilities of the property. Virtual furnishings, décor, and other enhancements are for buyer inspiration only and do not represent the property’s current condition or contents.” And then there's the location! You're less than 4 miles from the beach and E.G. Simmons Regional Park, with convenient boat access to Tampa Bay. Little Harbor's marina and beach, along with Sunset Grill and Hooks, are just down the road. Head north to Apollo Beach and you're approximately 10 minutes from Circles, Finn's, another waterfront beach and the Manatee Viewing Center. If you've been looking for a home with space, flexibility, no HOA restrictions, room for the boat and RV, and the ability to make improvements without necessarily having to fund the entire renovation out of pocket, don't overlook this one because it currently has one bathroom. The opportunity to create the second bath—and the home you really want—may already have a financing solution. Bring the boat. Bring the RV. Bring the dogs. Bring your ideas—and come enjoy the Florida lifestyle!

Est. Mortgage

$1,390

HOA Fee

$0

Est. Property Tax

$284

Est. Insurance

$92

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.