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$950,000
$413/sqft
HOA: $1,025/moCDD: $1,122/yrTaxes: $8,928/yr0d on market

Bay Club

2925 TERRA CEIA BAY BLVD #2905, PALMETTO, FL, 34221

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3 Beds|3 Baths|2,302 Sq Ft|Built 2007|1 Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.

Golf Course
Feature
On Golf Course
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Updated today

Buyer Insights are informational only — always verify with your agent.

Virtually Staged. Wake up to sweeping panoramic water views of Terra Ceia Bay, the Gulf, and the iconic Sunshine Skyway Bridge from this stunning end-unit penthouse. Perched on the 9th floor, this residence offers breathtaking northwest sunset views and an exceptional waterfront lifestyle rarely matched in the area. This spacious 3-bedroom, 2.5-bath penthouse with den offers 2,302 square feet of interior living space and a total of 2,550 square feet, including a large private balcony perfectly positioned to capture the beauty of the surrounding water. Penthouse residences feature higher ceilings and taller solid-core doors, creating a sense of openness and scale throughout the home. Crown molding, custom closet systems, upgraded tile work in the bathrooms, and thoughtful upgrades throughout reflect the quality expected in a luxury penthouse residence. The open living and dining areas are filled with natural light and feature ceramic tile flooring, crown molding, and expansive sliding glass doors leading to the waterfront balcony. The kitchen offers solid wood cabinetry, high-end upgraded granite countertops, a raised breakfast bar, and pendant lighting centered within the kitchen workspace. The primary suite enjoys beautiful water views, direct balcony access, crown molding, and custom closets. The ensuite bath features dual vanities with granite countertops, an American Standard jetted tub, updated tile work, and a framed glass walk-in shower. A private guest wing with pocket door provides excellent separation for visitors and includes two additional bedrooms, an updated bathroom, and shared balcony access. The layout also allows flexibility to function as a private guest suite, with one bedroom easily serving as a sitting room or lounge space. Additional highlights include a private one-and-a-half-car garage, two American Standard HVAC systems installed in 2019, and a Rheem 50-gallon water heater installed in 2018. The laundry room includes granite workspace, a utility sink, and Electrolux washer and dryer (2022–2023). Terra Ceia Bay offers an exceptional waterfront lifestyle with a fishing pier, waterfront restaurant, golf course, pool, fitness center, tennis courts, and scenic walking paths. Ideally located just minutes from the sandy beaches of Anna Maria Island and conveniently positioned between St. Petersburg, Sarasota, and Tampa.

Subdivision
BAY CLUB PH II
County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Condominium
Living Area
2,302 sqft
Construction
Block, Concrete
Roof
Built-up, Concrete, Membrane
Flooring
Ceramic Tile
Pool
No
HOA
$1,025 / Monthly
  • Built-in Features
  • Ceiling Fans(s)
  • Crown Molding
  • High Ceilings
  • Living Room/dining Room Combo
  • Primary Bedroom Main Floor
  • Solid Wood Cabinets
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Balcony
  • Courtyard
  • Fire Pit
  • Lighting
  • Outdoor Grill
  • Outdoor Shower
  • Private Mailbox
  • Sidewalk
  • Sliding Doors
  • Storage
  • Tennis Court(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Laundry Room
  • Covered
  • Rear Porch
  • Screened
  • Cleared
  • Conservation Area
  • Landscaped
  • On Golf Course
  • Sidewalk
  • Paved
  • Private
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Fire Hydrant
  • Public
  • Sewer Connected
  • Sprinkler Recycled
  • Underground Utilities
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Irrigation-reclaimed Water
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Street Lights
  • Dock
  • Fishing
  • Gulf/ocean Front
  • Water Access
  • Waterfront
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Fidelity Bond
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Management
  • Pest Control
  • Recreational Facilities
  • Security
  • Sewer
  • Trash
  • Cabana
  • Storage
  • Tennis Court(s)
Bedrooms
3
Bathrooms
3
Year Built
2007
Construction
Block, Concrete
Flooring
Ceramic Tile
Roof
Built-up, Concrete, Membrane
Garage Spaces
1
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Yes
Lot Size
1.76 acres
Senior Community
No
Building Elevator
Yes
Pet Size
Medium (36-60 Lbs.)
# of Pets
2
Max Pet Weight
60 lbs
Tax Year
2025
Annual Tax Amount
$8,928

Association Fees

  • HOA Fee

    C&S Management Services

    $1,025/ Monthly

  • CDD Fee

    $1,122/ Annually

Down Payment20% — $190,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$4,804
HOA Fee
$1,025
Est. Property Tax
$744
Est. Insurance
$317
Total Est. Monthly Cost$6,889

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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