ActiveGATEDWATERFRONT
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$630,000
$309/sqft9% reduced
HOA: $1,025/moCDD: $945/yrTaxes: $9,483/yr182d on market

Bay Club

2925 TERRA CEIA BAY BLVD #2703, PALMETTO, FL, 34221

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3 Beds|2 Baths|2,039 Sq Ft|Built 2007
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
On Golf Course
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 9% ($60,000 off original)
  • 182+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!

Subdivision
BAY CLUB PH II
County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Condominium
Living Area
2,039 sqft
Construction
Block, Concrete, Stucco
Roof
Built-up, Concrete, Membrane
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$1,025 / Monthly
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • High Ceilings
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Balcony
  • Courtyard
  • Fire Pit
  • Lighting
  • Outdoor Grill
  • Outdoor Shower
  • Private Mailbox
  • Sidewalk
  • Sliding Doors
  • Storage
  • Tennis Court(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Exhaust Fan
  • Freezer
  • Ice Maker
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Laundry Room
  • Covered
  • Rear Porch
  • Screened
  • Cleared
  • Landscaped
  • On Golf Course
  • Private
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Available
  • Electricity Connected
  • Fire Hydrant
  • Phone Available
  • Public
  • Sewer Available
  • Sewer Connected
  • Sprinkler Recycled
  • Underground Utilities
  • Water Available
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Irrigation-reclaimed Water
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Street Lights
  • Dock
  • Fishing
  • Gulf/ocean Front
  • Water Access
  • Waterfront
  • Clubhouse
  • Elevators
  • Fitness Center
  • Gated
  • Golf Course
  • Maintenance
  • Pool
  • Recreation Facilities
  • Security
  • Spa/hot Tub
  • Storage
  • Tennis Court(s)
  • Trail(s)
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Fidelity Bond
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Management
  • Pest Control
  • Recreational Facilities
  • Security
  • Sewer
  • Trash
  • Water
  • Cabana
  • Storage
  • Tennis Court(s)
Bedrooms
3
Bathrooms
2
Year Built
2007
Construction
Block, Concrete, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Built-up, Concrete, Membrane
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
Senior Community
No
Building Elevator
Yes
Pet Size
Medium (36-60 Lbs.)
# of Pets
2
Max Pet Weight
60 lbs
Tax Year
2024
Annual Tax Amount
$9,483

Association Fees

  • HOA Fee

    C&S Community Management Services

    $1,025/ Monthly

  • CDD Fee

    $945/ Annually

Down Payment20% — $126,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,186
HOA Fee
$1,025
Est. Property Tax
$790
Est. Insurance
$210
Total Est. Monthly Cost$5,211

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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