ActiveWATERFRONTNO CDD
1 / 2
$395,000
$252/sqft12% reduced
HOA: $295/quTaxes: $3,927/yr50d on market
3 Beds|2 Baths|1,565 Sq Ft|Built 2006|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 12% ($54,900 off original)
  • 50 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Experience the perfect blend of space, comfort, and waterfront living in this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Sugar Mill Lakes community of Palmetto. More than 2,100 square feet of thoughtfully designed living space, this residence features an open, split-bedroom floor plan that provides both privacy and functionality. The spacious living and dining areas flow seamlessly into the heart of the home, creating an inviting setting for everyday living and effortless entertaining. The well-appointed kitchen has abundant cabinetry, generous counter space, and a practical layout designed to keep everything within easy reach. The private owner's suite serves as a relaxing retreat, complete with a large walk-in closet and an en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai and enjoy peaceful lake views-the perfect backdrop for your morning coffee, evening sunsets, or entertaining friends and family while embracing Florida's year-round outdoor lifestyle. A new roof provides added value and peace of mind for years to come. Sugar Mill Lakes is known for its scenic lakes, low HOA fees, and convenient location just minutes from I-75 and I-275, making commuting to Tampa, St. Petersburg, Sarasota, and Bradenton simple. Shopping, dining, parks, golf courses, marinas, and the Gulf Coast's world-renowned beaches are all within easy reach. Whether you're searching for a full-time residence or a seasonal retreat, this exceptional lakefront home delivers the lifestyle you've been waiting for. Discover everything this beautiful home has.

County
Manatee
Zip Code
34221

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,565 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Laminate
Pool
No
HOA
$295 / Quarterly
  • Cathedral Ceiling(s)
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Living Room/dining Room Combo
  • Open Floorplan
  • Solid Wood Cabinets
  • Split Bedroom
  • Walk-in Closet(s)
  • Sliding Doors
  • Built-in Oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Bb/hs Internet Available
  • Cable Connected
  • Electricity Connected
  • Fire Hydrant
  • Public
  • Sewer Connected
  • Underground Utilities
  • Water Connected
  • Street Lights
  • None
Bedrooms
3
Bathrooms
2
Year Built
2006
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Waterfront
Yes
Pet Restrictions
Cats Ok, Dogs Ok, Yes
Lot Size
0.25 acres
Senior Community
No
Building Elevator
No
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,927

Association Fees

  • HOA Fee

    Associa Gulf Coast Joy Cripe

    $295/ Quarterly

Down Payment20% — $79,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,997
HOA Fee
$98
Est. Property Tax
$327
Est. Insurance
$132
Total Est. Monthly Cost$2,555

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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