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$429,000
$272/sqft1% reduced
HOA: $500/anTaxes: $5,784/yr204d on market
3 Beds|2 Baths|1,576 Sq Ft|Built 2005|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 1% ($6,000 off original)
  • 204+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Virtually Staged. 4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.

County
Manatee
Zip Code
34221
Community
Palms

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,576 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Ceramic Tile, Laminate, Wood
Pool
No
HOA
$500 / Annually
  • Ceiling Fans(s)
  • High Ceilings
  • Kitchen/family Room Combo
  • Open Floorplan
  • Solid Surface Counters
  • Lighting
  • Sidewalk
  • Sliding Doors
  • Storage
  • Dishwasher
  • Microwave
  • Range
  • Refrigerator
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Washer Hookup
  • Rear Porch
  • Level
  • Paved
  • Public
  • Shed(s)
  • Storage
Bedrooms
3
Bathrooms
2
Year Built
2005
Construction
Block, Stucco
Flooring
Ceramic Tile, Laminate, Wood
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok, Yes
Lot Size
0.35 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$5,784

Association Fees

  • HOA Fee

    Bob Parham / Palm Lake Estates

    $500/ Annually

Down Payment20% — $85,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,169
HOA Fee
$42
Est. Property Tax
$482
Est. Insurance
$143
Total Est. Monthly Cost$2,836

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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