ActiveWATERFRONTNO CDD
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$345,000
$132/sqft
HOA: $426/moTaxes: $3,944/yr11d on market
4 Beds|4 Baths|2,604 Sq Ft|Built 2004|2 Car Garage
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Golf Course
Feature
Near Golf Course
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

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Why this home stands out

  • Fresh listing — 11 days on market
  • Updated today

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Enjoy the convenience of a PRIVATE ELEVATOR serving all four levels in this beautifully maintained inside-unit townhome, offering over 2,600 square feet of living space, three private outdoor living areas, and peaceful preserve and water views in Riverbay Townhomes at Terra Ceia Bay. A VERSATILE PRIVATE SUITE features a built-in closet, full bathroom with a walk-in shower, elevator access, and direct access to a covered patio, ideal for guests, multigenerational living, or a private home office. The OPEN-CONCEPT living and dining area is designed for both everyday living and entertaining, featuring bamboo flooring, crown molding, 10-foot ceilings, and direct access to a covered balcony overlooking the peaceful preserve, mangroves, and water. The adjoining kitchen features granite countertops, wood cabinetry, a center island, ample workspace, and an inviting layout that keeps everyone connected while preparing meals or entertaining family and friends. The spacious primary suite offers two walk-in closets, a private covered balcony, and an UPDATED PRIMARY BATHROOM (2025), while two additional bedrooms, a full bathroom, and a conveniently located laundry area complete the upper level. Thoughtfully maintained and updated, the home features a new roof (2022), kitchen appliances (2022), Trane HVAC with a new air handler, hurricane-impact garage door, EV charging outlet, waterproofed upper balconies, additional storage, and regularly scheduled HVAC maintenance. As an inside unit, the home also offers added energy efficiency, and there are NO CDD fees. Residents enjoy a community pool, fishing dock, kayak launch, scenic walking trails, and a nearby marina where boat slips may be available for purchase, providing convenient access to the Manatee River, Terra Ceia Bay, the Intracoastal Waterway, and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, Riverbay offers the laid-back Florida lifestyle so many buyers are searching for. Conveniently located near golf courses, local waterfront dining, Ellenton Premium Outlets, Bradenton Riverwalk, Emerson Point Preserve, Anna Maria Island, and Sarasota-Bradenton, St. Pete-Clearwater, and Tampa International Airports, this home is perfectly positioned to enjoy the best of Florida's Gulf Coast. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this thoughtfully maintained townhome offers the space, flexibility, and waterfront lifestyle that's becoming increasingly difficult to find.

County
Manatee
Zip Code
34221

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Townhouse
Living Area
2,604 sqft
Construction
Concrete, Stucco, Vinyl Siding
Roof
Shingle
Flooring
Bamboo, Carpet, Ceramic Tile
Pool
No
HOA
$426 / Monthly
  • Ceiling Fans(s)
  • Crown Molding
  • Eat-in Kitchen
  • Elevator
  • High Ceilings
  • Living Room/dining Room Combo
  • Primarybedroom Upstairs
  • Solid Wood Cabinets
  • Thermostat
  • Walk-in Closet(s)
  • Balcony
  • Private Entrance
  • Sliding Doors
  • Storage
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Ice Maker
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Electric Dryer Hookup
  • Inside
  • Laundry Closet
  • Upper Level
  • Washer Hookup
  • Covered
  • Patio
  • Rear Porch
  • Cul-de-sac
  • Flood Insurance Required
  • Floodzone
  • Landscaped
  • Near Golf Course
  • Near Marina
  • Paved
  • Bb/hs Internet Available
  • Electricity Connected
  • Public
  • Sewer Connected
  • Sprinkler Recycled
  • Water Connected
  • Community Mailbox
  • Deed Restrictions
  • Irrigation-reclaimed Water
  • Pool
  • Street Lights
  • Dock
  • Fishing
  • Intracoastal Waterway
  • Other
  • Pool
  • Trail(s)
  • Pool
  • Maintenance Grounds
  • Pest Control
  • Sewer
  • Trash
  • Water
Bedrooms
4
Bathrooms
4
Year Built
2004
Construction
Concrete, Stucco, Vinyl Siding
Flooring
Bamboo, Carpet, Ceramic Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Cats Ok, Dogs Ok, Yes
Lot Size
0.05 acres
Senior Community
No
Building Elevator
Yes
Pet Size
# of Pets
2
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,944

Association Fees

  • HOA Fee

    Advanced Management of SW FL / Brenda Maneiro

    $426/ Monthly

Down Payment20% — $69,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,745
HOA Fee
$426
Est. Property Tax
$329
Est. Insurance
$115
Total Est. Monthly Cost$2,614

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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