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$320,000
$221/sqft7% reduced
HOA: $475/moTaxes: $3,931/yr47d on market

Bay Street

89 NAVIGATION CIR, OSPREY, FL, 34229

View all homes for sale in Bay Street
2 Beds|2 Baths|1,449 Sq Ft|Built 2014|1 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 7% ($25,000 off original)
  • 47 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Virtually Staged. Hidden within the gated community of Bay Street Village, this rarely available first-floor waterfront residence blends peaceful lakefront living with the convenience of Sarasota’s vibrant Gulf Coast lifestyle. From tranquil water views and warm Florida sunsets to nearby beaches, dining, shopping, and entertainment, this beautifully positioned condo creates the perfect balance of relaxation, comfort, and everyday convenience. From the moment you walk through the door, the tranquil pond views immediately draw your attention, creating a sense of calm that carries throughout the home. Imagine starting your mornings on the screened lanai with coffee in hand, overlooking the sparkling water feature while enjoying the warm Florida breeze and peaceful surroundings. With over 1,400 square feet of thoughtfully designed living space, this beautifully maintained 2-bedroom, 2-bathroom condo also features a versatile den, separate laundry room, and attached one-car garage. Rare first-floor units with water views and this level of convenience are highly desirable for full-time residents, seasonal owners, and investors alike. The open-concept floor plan was designed to maximize both comfort and entertaining. The kitchen showcases granite countertops, solid wood cabinetry, stainless steel appliances, stylish backsplash details, a spacious island, and breakfast bar seating that flows seamlessly into the bright and inviting living area. Crown molding, modern lighting, fresh neutral paint, and updated flooring throughout elevate the home with a clean and timeless feel. The spacious primary suite serves as a private retreat featuring peaceful water views, a large walk-in closet, linen closet, and an updated en-suite bathroom complete with dual sinks and a custom walk-in tile shower. A generously sized guest bedroom, beautiful guest bath, and flexible bonus room provide endless possibilities for guests, a home office, hobby space, or additional lounge area. Bay Street Village offers true maintenance-free living with resort-style amenities including a sparkling pool, fitness center, clubhouse, and beautifully maintained grounds. Centrally located between Sarasota and Venice, residents enjoy quick access to world-renowned Gulf beaches including, Nokomis Beach, and Venice Beach, along with downtown Sarasota, marinas, waterfront dining, shopping, golf, entertainment, Sarasota Bay, the Legacy Trail, and countless local restaurants and attractions. Located near the nationally recognized Pine View School and tucked away from the heavy tourist traffic while still remaining close to everything, this condo offers the perfect combination of convenience, comfort, and the relaxed coastal lifestyle that everyone dream about when moving to Florida. Whether you are searching for a primary residence, seasonal escape, or investment opportunity, this exceptional waterfront condo delivers location, lifestyle, and value all in one. Schedule your private showing today and experience firsthand why this hidden gem in Bay Street Village is the perfect place to call home.

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Condominium
Living Area
1,449 sqft
Construction
Block, Stucco
Roof
Tile
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$475 / Monthly
  • Ceiling Fans(s)
  • Crown Molding
  • Kitchen/family Room Combo
  • Open Floorplan
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Lighting
  • Rain Gutters
  • Sidewalk
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Same Floor As Condo Unit
  • Rear Porch
  • Screened
  • In County
  • Landscaped
  • Near Public Transit
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Clubhouse
  • Fitness Center
  • Gated Community - No Guard
  • Irrigation-reclaimed Water
  • Pool
  • Sidewalks
  • Special Community Restrictions
  • Fitness Center
  • Gated
  • Pool
  • Vehicle Restrictions
  • Pool
  • Escrow Reserves Fund
  • Maintenance Grounds
  • Management
  • Pest Control
  • Sewer
  • Trash
  • Water
Bedrooms
2
Bathrooms
2
Year Built
2014
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Tile
Garage Spaces
1
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Breed Restrictions, Cats Ok, Dogs Ok, Number Limit, Yes
Lot Size
Senior Community
No
Building Elevator
No
Pet Size
Small (16-35 Lbs.)
# of Pets
2
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,931

Association Fees

  • HOA Fee

    Progressive Community Management Inc

    $475/ Monthly

Down Payment20% — $64,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,618
HOA Fee
$475
Est. Property Tax
$328
Est. Insurance
$107
Total Est. Monthly Cost$2,527

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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