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ActiveWATERFRONTNO CDD
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$735,999
$383/sqft
HOA: NoneTaxes: $8,675/yr1d on market
4 Beds|3 Baths|1,921 Sq Ft|Built 2020|2 Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.

Waterfront & Dock
Waterfront
Bay/harbor, Canal - Saltwater
Water Frontage
100 ft
Dock
Yes
Year Built
2020
Dimensions
42x6
Description
2 Point Moorage, Dock - Open, Dock - Wood
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

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Why this home stands out

  • Fresh listing — 1 day on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to 632 Virginia Drive, Bradenton, FL 34205—a rare waterfront opportunity on picturesque Wares Creek offering direct boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Complete with a private dock, this exceptional property is perfect for boating enthusiasts, kayakers, paddleboarders, anglers, and anyone seeking the Florida waterfront lifestyle. Built in 2019, this beautifully designed 3-bedroom, 2-bath residence blends modern construction with timeless coastal charm. The open-concept floor plan features soaring ceilings, abundant natural light, and seamless living spaces that are ideal for both everyday living and entertaining. The spacious kitchen flows effortlessly into the dining and living areas, creating the perfect gathering space for family and friends. One of the property's most valuable features is the detached garage with a fully equipped accessory dwelling unit (ADU) above. This private apartment offers incredible flexibility as a guest suite, income-producing rental, in-law quarters, home office, creative studio, or multigenerational living space. With the increasing demand for homes featuring ADUs, this property presents outstanding investment potential. Step outside to enjoy peaceful waterfront views, launch your kayak from your private dock, or cruise by boat to waterfront restaurants and the open waters of the Gulf. Wares Creek is one of Bradenton's hidden gems, connecting directly to the Manatee River while providing a tranquil natural setting just minutes from downtown. Located just moments from Downtown Bradenton, the Bradenton Riverwalk, restaurants, breweries, art galleries, shopping, medical facilities, and only a short drive to Anna Maria Island, Holmes Beach, and the area's world-famous Gulf beaches, this home offers the perfect combination of waterfront serenity and urban convenience. Whether you're searching for a primary residence, second home, vacation retreat, multigenerational property, or investment opportunity with rental income potential, 632 Virginia Drive delivers a lifestyle that is becoming increasingly difficult to find. Property Highlights: Waterfront home on scenic Wares Creek Private dock with direct boating access to the Manatee River, Tampa Bay, and Gulf of Mexico Detached garage with private ADU apartment above 3 bedrooms | 2 bathrooms Built in 2019 Open-concept floor plan with abundant natural light Excellent opportunity for short-term or long-term rental income (subject to local regulations) Minutes to Downtown Bradenton, Riverwalk, hospitals, restaurants, shopping, and Gulf beaches No CDD fees and a highly desirable central Bradenton location This is Florida waterfront living at its finest—where every day begins with peaceful water views and ends with spectacular sunsets just minutes from everything the Gulf Coast has to offer.

Subdivision
BAY VIEW PARK
County
Manatee
Zip Code
34205
Community
Bay View Park

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,921 sqft
Construction
Other, Frame
Roof
Shingle
Flooring
Carpet, Luxury Vinyl
Pool
No
HOA
None
  • Cathedral Ceiling(s)
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • High Ceilings
  • Open Floorplan
  • Sidewalk
  • Dishwasher
  • Disposal
  • Gas Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Tankless Water Heater
  • Inside
  • Deck
  • Other
  • Public
Bedrooms
4
Bathrooms
3
Year Built
2020
Construction
Other, Frame
Flooring
Carpet, Luxury Vinyl
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Lot Size
0.13 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$8,675
No HOA fees on this listing.
Down Payment20% — $147,200
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,722
HOA Fee
$0
Est. Property Tax
$723
Est. Insurance
$245
Total Est. Monthly Cost$4,690

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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