ActivePOOL HOMEWATERFRONTNO CDD
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$425,000
$321/sqft
HOA: NoneTaxes: $930/yr1d on market
3 Beds|2 Baths|1,324 Sq Ft|Built 1941
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🔥 Just listed — this home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

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Why this home stands out

  • Fresh listing — 1 day on market
  • Updated today

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Full of character and timeless appeal, this charming stone cottage offers a rare combination of waterfront living, modern updates, and endless outdoor potential. Situated on just over a quarter-acre along a saltwater canal, the home has been thoughtfully updated with a beautifully remodeled kitchen, newer windows, roof, and HVAC, allowing you to enjoy its charm with the confidence of major improvements already completed. The backyard is where this property truly shines. A sparkling saltwater pool overlooks the peaceful canal, creating the perfect setting for relaxing, entertaining, or enjoying the Florida lifestyle. The generous yard offers endless potential to create lush tropical landscaping, colorful flower gardens, or your own private outdoor oasis. Located on a saltwater canal with direct access to the Manatee River, you'll enjoy an easy route to Tampa Bay, the Gulf, and some of Florida's most beautiful beaches. Whether you enjoy boating, fishing, or spending the day on the water, this location makes it easy to embrace the Florida lifestyle. Conveniently located just minutes from downtown Bradenton, the Riverwalk, shopping, dining, and Gulf Coast beaches, this one-of-a-kind property offers charm, versatility, and a waterfront setting that's hard to find. As an added bonus, the property is located within the City's BR T4-O (General Urban Open) zoning district, allowing for a mix of residential, office, and neighborhood-serving commercial uses. Whether you're looking for a charming place to call home, the perfect live/work setting, or a property with future commercial potential, this unique waterfront opportunity offers possibilities that are rarely found in a single property.

Subdivision
WHITE BEAR PARK
County
Manatee
Zip Code
34205

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,324 sqft
Construction
Block, Stone
Roof
Metal, Shingle
Flooring
Tile
Pool
Yes
HOA
None
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Open Floorplan
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Private Mailbox
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Dryer
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Front Porch
  • Floodzone
  • City Limits
  • Sidewalk
  • Paved
  • Cable Available
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Shed(s)
Bedrooms
3
Bathrooms
2
Year Built
1941
Construction
Block, Stone
Flooring
Tile
Roof
Metal, Shingle
Garage Spaces
0
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.28 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$930
No HOA fees on this listing.
Down Payment20% — $85,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,149
HOA Fee
$0
Est. Property Tax
$78
Est. Insurance
$142
Total Est. Monthly Cost$2,368

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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